Home Reports

List your property for sale with us before January 31st and receive a £100 discount on your marketing fee!

*applicable for new listings to the market from 22/11/2024 to 31/1/2025. Advert must be quoted to the valuer at the point of listing.

What is a home report?

A Home Report is something which is exclusive to Scotland and was introduced in December 2008.  All residential properties being marketed (other than a new build) require a home report. Home Reports start from £350.00 plus VAT and will vary based on the anticipated value of your property.

The report itself is a report on a property prepared by a qualified surveyor and paid for by the seller but for the benefit the buyer.  They are designed to give buyers useful and necessary information regarding any property they are considering buying. Home Reports provide peace of mind for everyone involved and ensure nobody is left in the dark once a property transaction is underway.  Home reports are in many cases also sufficient for banks and building societies to make decisions on lending based upon the home report valuation and condition report.

Do home reports only last 12 weeks?

There is a common misconception that Home Reports only last for 12 weeks but that is not the case. Once you have your home report, that Home Report is valid for so long as your property is on the market for sale whether that is only a couple of weeks or a matter of months.  It is the case however that after 12 weeks have elapsed lenders will require the report to updated  before making a lending decision.  The updated Home Report will be completed by the same firm as the original report with the discounted cost quoted at the time of instruction.

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FAQs

What is a Power of Attorney?
A legal document is signed by you at the present time, designating a trusted individual to make choices on your behalf in case you become incapable of making such decisions for yourself in the future.
Why should I make a Power of Attorney?
A Will guarantees the allocation of your assets based on your desires upon your demise, while a Power of Attorney safeguards your wealth during your lifetime. Having a Power of Attorney is equally vital as having a Will – it’s essential for everyone to possess one.
Is there a limit to how many people I have as my Attorney?
No, there is no limit to the number of individuals you can appoint as your attorney, provided they are at least 16 years of age. However, you need to specify if they should collaborate or act independently when making choices for you.
When does a Power of Attorney start?
You can grant your attorney(s) the power to manage your financial affairs immediately upon registering the document, or you can withhold this authority until you’re mentally incapable of making your own choices. The ability to make welfare decisions can only be exercised when you’re unable to decide on your own well-being.
Can I amend or cancel my POA?
Yes, for as long as you are able to make decisions, you can amend your POA at any time. As long as you have mental capacity you can also cancel your POA at any given time.
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  • maloco + associates Ltd are registered in Scotland no: 477261
  • Registered Scottish letting agent: LARN1808001
  • Registered office 6 - 8 Bonnar Street, Dunfermline, Fife KY12 7JR

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